ICICI Elevate Health Insurance: Ek Behtareen Swasthya Suraksha Plan
Aaj ke time me health insurance lena ek zaroori faisla ban chuka hai. ICICI Lombard Elevate Health Insurance ek behtareen plan hai jo aapko aur aapke parivaar ko sampoorna suraksha pradan karta hai. Is blog me hum ICICI Elevate Health Insurance ke features, benefits, premium, aur coverages ke baare me detail me jaanenge.
ICICI Elevate Health Insurance Kya Hai?
ICICI Lombard Elevate Health Insurance ek advanced aur customizable swasthya bima yojna hai jo har tarah ke medical expenses cover karti hai. Ye plan hospitalization, OPD, diagnostic tests, aur critical illnesses jaise kai benefits ke sath aata hai.
ICICI Elevate Health Insurance Ke Features
ICICI Elevate Health Plan me kuch khas features hain jo isse ek unique aur valuable policy banate hain:
High Sum Insured
Aap ₹3 lakh se ₹50 lakh tak ka sum insured choose kar sakte hain, jo aapke medical needs ke hisaab se best hota hai.
OPD Aur Diagnostic Cover
Is plan me OPD consultation aur diagnostic tests bhi cover hote hain, jo kisi bhi normal health insurance policy me nahi milte.
No Room Rent Capping
Is policy me kisi bhi hospital room ka rent limit nahi hota, jo aapko best medical facility lene ki azadi deta hai.
Pre Aur Post-Hospitalization Coverage
ICICI Elevate Health Insurance aapke hospitalization ke 60 din pehle aur 180 din baad tak ka medical kharcha cover karta hai.
AYUSH Treatment Cover
Is plan me Ayurvedic, Homeopathic, Siddha, aur Unani treatments bhi cover kiye jate hain.
Tax Benefits
ICICI Elevate Health Insurance lene se aapko Income Tax Act ke Section 80D ke tahat tax benefits milte hain.
ICICI Elevate Health Insurance Ke Fayde (Benefits)
ICICI Elevate Health Insurance sirf ek policy nahi, balki ek all-in-one health security solution hai. Yahan kuch key benefits diye gaye hain:
Cashless Hospitalization – 6500+ network hospitals me cashless treatment ka suvidha.
Maternity Cover – Pregnancy-related expenses aur newborn baby cover ka option.
No Claim Bonus (NCB) – Agar aap claim nahi karte to aapko sum insured par extra coverage milta hai.
Emergency Ambulance Cover – Ambulance charges bhi policy ke andar cover kiye jate hain.
Daycare Treatments Cover – 150+ daycare procedures jaise cataract surgery, dialysis, chemotherapy, etc., covered hain.
ICICI Elevate Health Insurance Ka Premium Kitna Hai?
Premium aapke age, sum insured, aur medical history par depend karta hai. Approximate premiums niche diye gaye hain:
Note: Ye sirf ek estimated premium hai, exact premium ICICI Lombard ki official website ya agent se check karein.
ICICI Elevate Health Insurance Kaise Le?
Agar aap ICICI Elevate Health Insurance lena chahte hain, to niche diye gaye steps follow karein:
1. Official Website Visit Karein – ICICI Lombard par jayein.
2. Plan Choose Karein – Apni zaroorat ke hisaab se sum insured aur add-ons select karein.
3. Premium Calculate Karein – Online calculator se premium ka estimation lein.
4. Proposal Form Bharein – Apni personal aur medical details fill karein.
5. Payment Karein – Online payment ke through policy purchase karein.
6. Policy Document Download Karein – Aapko turant policy document email ya customer portal par mil jayega.
ICICI Elevate Health Insurance Review
Agar customer reviews ki baat karein to ICICI Elevate Health Insurance ko logon ne kaafi positive response diya hai. Iska claim settlement ratio 96% se upar hai jo insurance industry me kaafi acha mana jata hai. Customers ko iska cashless treatment aur OPD cover sabse zyada pasand aata hai.
Pros:
✔️ Wide coverage options
✔️ OPD aur diagnostics included
✔️ Fast claim settlement process
✔️ Tax benefits
Cons:
❌ Premium thoda high ho sakta hai
❌ Pre-existing disease waiting period hai
Conclusion
Agar aap ek reliable, feature-packed aur high sum insured health insurance plan dhoond rahe hain, to ICICI Elevate Health Insurance ek best option ho sakta hai. Ye policy aapko sirf hospitalization hi nahi, balki OPD aur diagnostic expenses tak ka cover deti hai. Agar aap chahein to aaj hi apni zaroorat ke hisaab se is policy ko compare karke purchase kar sakte hain.
Agar aapko ye blog pasand aaya ho to niche comment karein aur apne doston ke sath share karein!
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FAQs
Q1. Kya ICICI Elevate Health Insurance me OPD cover included hai?
Haan, is plan me OPD aur diagnostic tests ka bhi cover diya jata hai.
Q2. Kya mai is policy ko online purchase kar sakta hoon?
Haan, aap ICICI Lombard ki official website par jakar policy le sakte hain.
Q3. ICICI Elevate Health Insurance me cashless treatment ka option hai kya?
Haan, aapko 6500+ hospitals me cashless treatment ka option milta hai.
Q4. Kya is policy me maternity benefits bhi milte hain?
Haan, maternity aur newborn baby cover bhi milta hai, par ye optional add-on hota hai.
Q5. No Claim Bonus kaise kaam karta hai?
Agar aap ek saal me claim nahi karte, to agle saal aapka sum insured badh jata hai bina extra premium diye.
Aapka health insurance plan aapki zaroorat ke mutaabik hona chahiye, isiliye ICICI Eleva
te Health Insurance ek accha option hai. Ab der kis baat ki? Apne aur apne parivaar ki suraksha ke liye aaj hi ek behtar swasthya bima lein!